Why should you get
GapCover® is a short-term insurance product that offers you affordable cover for your whole family against medical expense shortfalls occurred for in-hospital procedures. Specialist doctors can charge up to 500% more than what your medical scheme covers you for. You wouldn’t want to pay this shortfall out of your own pocket. In some instances, this shortfall can be R50,000 and more. GapCover® may pay up to R198 660 per beneficiary per annum towards these shortfalls*.
In addition, GapCover® policy holders receive dedicated support and quality service from a skilled team who ensures that your claim is quickly finalised. You can also get benefit confirmation prior to a planned procedure, giving you peace of mind so that you can focus on your recovery and not an unpaid doctors bill.
We offer a preferred rate for combined benefits (GapCover® with CoPay). You can take out Combined Cover from the start or upgrade your existing stand-alone GapCover® policy to Combined Cover at any time.
All GapCover® claims are paid out directly to the member. You can find out more about our easy claims process by clicking the button below, or getting in touch with us through the contact page.
GapCover® Elite is underwritten by Western National Insurance Company Ltd, Reg. No: 2005/017349/06,
FAIS: Juristic Representative under (FSP 9465).
Administered by, GapRisk Administrators (Pty) Ltd Reg. No.2021/500446/07, an authorized financial services provider (FSP: 51758).